Call reports 2012
CNB BANK & TRUST, NA — 2012
What CNB BANK & TRUST, NA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 710,570,000 | 706,398,000 | 704,621,000 | 707,096,000 |
| Total loans | 449,327,000 | 460,049,000 | 449,519,000 | 452,193,000 |
| Allowance for loan losses | 5,696,000 | 6,289,000 | 5,745,000 | 5,465,000 |
| Securities available for sale | 147,684,000 | 155,028,000 | 149,278,000 | 149,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,489,000 | 611,949,000 | 603,827,000 | 623,200,000 |
| Interest-bearing deposits | 522,831,000 | 519,605,000 | 513,911,000 | 518,929,000 |
| Noninterest-bearing deposits | 87,658,000 | 92,344,000 | 89,916,000 | 104,271,000 |
| Equity capital | 62,121,000 | 62,916,000 | 63,688,000 | 64,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,615,000 | 15,211,000 | 22,745,000 | 30,060,000 |
| Interest expense | 1,455,000 | 2,737,000 | 3,925,000 | 5,069,000 |
| Net interest income | 6,160,000 | 12,474,000 | 18,820,000 | 24,991,000 |
| Noninterest income | 806,000 | 1,333,000 | 2,010,000 | 2,775,000 |
| Noninterest expense | 3,977,000 | 7,934,000 | 11,925,000 | 16,183,000 |
| Provision for loan losses | 153,000 | 818,000 | 2,171,000 | 2,345,000 |
| Pretax income | 2,844,000 | 5,064,000 | 6,742,000 | 9,246,000 |
| Income tax | 962,000 | 1,740,000 | 2,216,000 | 3,054,000 |
| Net income | 1,882,000 | 3,324,000 | 4,526,000 | 6,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,860,000 | 53,778,000 | 54,455,000 | 55,497,000 |
| Total capital | 58,556,000 | 60,067,000 | 60,200,000 | 60,962,000 |
| Risk-weighted assets | 503,875,000 | 504,535,000 | 500,715,000 | 502,555,000 |