Call reports 2011
CNB BANK & TRUST, NA — 2011
What CNB BANK & TRUST, NA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 391,156,000 | 386,398,000 | 681,417,000 | 682,481,000 |
| Total loans | 271,047,000 | 276,216,000 | 450,626,000 | 465,223,000 |
| Allowance for loan losses | 3,291,000 | 3,509,000 | 4,827,000 | 5,134,000 |
| Securities available for sale | 51,289,000 | 60,503,000 | 150,622,000 | 140,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,239,000 | 334,873,000 | 586,962,000 | 586,818,000 |
| Interest-bearing deposits | 293,050,000 | 289,726,000 | 508,272,000 | 504,531,000 |
| Noninterest-bearing deposits | 48,189,000 | 45,147,000 | 78,690,000 | 82,287,000 |
| Equity capital | 28,628,000 | 29,528,000 | 60,230,000 | 60,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,219,000 | 8,615,000 | 22,685,000 | 30,752,000 |
| Interest expense | 1,087,000 | 2,144,000 | 5,506,000 | 7,073,000 |
| Net interest income | 3,132,000 | 6,471,000 | 17,179,000 | 23,679,000 |
| Noninterest income | 441,000 | 898,000 | 2,483,000 | 3,077,000 |
| Noninterest expense | 2,186,000 | 4,205,000 | 12,634,000 | 16,508,000 |
| Provision for loan losses | 527,000 | 758,000 | 1,936,000 | 2,361,000 |
| Pretax income | 860,000 | 2,406,000 | 5,092,000 | 7,887,000 |
| Income tax | 293,000 | 850,000 | 1,636,000 | 2,656,000 |
| Net income | 567,000 | 1,556,000 | 3,456,000 | 5,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,344,000 | 27,084,000 | 50,515,000 | 51,580,000 |
| Total capital | 29,635,000 | 30,593,000 | 55,342,000 | 56,714,000 |
| Risk-weighted assets | 286,884,000 | 288,419,000 | 496,638,000 | 510,657,000 |