Call reports 2010
CNB BANK & TRUST, NA — 2010
What CNB BANK & TRUST, NA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 312,766,000 | 328,120,000 | 348,501,000 | 360,343,000 |
| Total loans | 215,970,000 | 233,646,000 | 251,837,000 | 276,130,000 |
| Allowance for loan losses | 1,971,000 | 2,051,000 | 3,866,000 | 2,761,000 |
| Securities available for sale | 50,905,000 | 48,767,000 | 48,533,000 | 48,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,899,000 | 287,920,000 | 301,822,000 | 317,655,000 |
| Interest-bearing deposits | 243,903,000 | 255,886,000 | 267,295,000 | 280,435,000 |
| Noninterest-bearing deposits | 29,996,000 | 32,034,000 | 34,527,000 | 37,220,000 |
| Equity capital | 25,732,000 | 26,304,000 | 26,828,000 | 27,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,505,000 | 7,228,000 | 10,754,000 | 15,193,000 |
| Interest expense | 1,074,000 | 2,152,000 | 3,287,000 | 4,432,000 |
| Net interest income | 2,431,000 | 5,076,000 | 7,467,000 | 10,761,000 |
| Noninterest income | 392,000 | 864,000 | 1,330,000 | 1,815,000 |
| Noninterest expense | 2,027,000 | 4,461,000 | 6,805,000 | 8,522,000 |
| Provision for loan losses | 266,000 | 238,000 | 1,972,000 | 3,436,000 |
| Pretax income | 582,000 | 1,294,000 | 74,000 | 675,000 |
| Income tax | 166,000 | 396,000 | -141,000 | 8,000 |
| Net income | 416,000 | 898,000 | 215,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,015,000 | 23,574,000 | 24,064,000 | 25,698,000 |
| Total capital | 24,986,000 | 25,625,000 | 27,468,000 | 28,459,000 |
| Risk-weighted assets | 243,977,000 | 255,930,000 | 271,121,000 | 292,883,000 |