Call reports 2009
CNB BANK & TRUST, NA — 2009
What CNB BANK & TRUST, NA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 303,375,000 | 290,801,000 | 293,016,000 | 300,729,000 |
| Total loans | 181,533,000 | 184,497,000 | 198,349,000 | 206,736,000 |
| Allowance for loan losses | 1,394,000 | 1,039,000 | 1,434,000 | 1,935,000 |
| Securities available for sale | 64,863,000 | 74,733,000 | 72,515,000 | 66,781,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,092,000 | 252,124,000 | 252,551,000 | 262,597,000 |
| Interest-bearing deposits | 236,123,000 | 224,951,000 | 225,885,000 | 229,225,000 |
| Noninterest-bearing deposits | 27,969,000 | 27,173,000 | 26,666,000 | 33,372,000 |
| Equity capital | 25,014,000 | 24,654,000 | 25,639,000 | 25,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 6,426,000 | 9,979,000 | 13,692,000 |
| Interest expense | 1,333,000 | 2,797,000 | 4,053,000 | 5,215,000 |
| Net interest income | 1,569,000 | 3,629,000 | 5,926,000 | 8,477,000 |
| Noninterest income | 485,000 | 957,000 | 1,407,000 | 1,947,000 |
| Noninterest expense | 1,329,000 | 3,241,000 | 5,363,000 | 7,023,000 |
| Provision for loan losses | 144,000 | 396,000 | 642,000 | 1,563,000 |
| Pretax income | 879,000 | 1,247,000 | 1,657,000 | 2,187,000 |
| Income tax | 260,000 | 299,000 | 411,000 | 530,000 |
| Net income | 619,000 | 948,000 | 1,246,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,651,000 | 22,381,000 | 22,772,000 | 22,539,000 |
| Total capital | 24,045,000 | 23,420,000 | 24,206,000 | 24,474,000 |
| Risk-weighted assets | 221,758,000 | 226,180,000 | 235,753,000 | 233,883,000 |