Call reports 2007
CNB BANK & TRUST, NA — 2007
What CNB BANK & TRUST, NA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,204,000 | 181,199,000 | 176,776,000 | 181,893,000 |
| Total loans | 127,918,000 | 119,114,000 | 123,512,000 | 126,690,000 |
| Allowance for loan losses | 1,055,000 | 1,042,000 | 1,054,000 | 974,000 |
| Securities available for sale | 24,123,000 | 37,453,000 | 38,573,000 | 28,274,000 |
| Securities held to maturity | 166,000 | 165,000 | 165,000 | 136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,766,000 | 152,643,000 | 143,692,000 | 152,542,000 |
| Interest-bearing deposits | 132,520,000 | 130,598,000 | 122,614,000 | 119,390,000 |
| Noninterest-bearing deposits | 26,246,000 | 22,045,000 | 21,078,000 | 33,152,000 |
| Equity capital | 19,465,000 | 19,499,000 | 20,176,000 | 20,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,763,000 | 8,827,000 | 11,747,000 |
| Interest expense | 1,226,000 | 2,597,000 | 3,961,000 | 5,179,000 |
| Net interest income | 1,606,000 | 3,166,000 | 4,866,000 | 6,568,000 |
| Noninterest income | 415,000 | 799,000 | 1,141,000 | 1,521,000 |
| Noninterest expense | 1,149,000 | 2,246,000 | 3,372,000 | 4,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 872,000 | 1,719,000 | 2,635,000 | 3,538,000 |
| Income tax | 295,000 | 560,000 | 856,000 | 1,153,000 |
| Net income | 577,000 | 1,159,000 | 1,779,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,749,000 | 18,960,000 | 19,476,000 | 19,435,000 |
| Total capital | 19,850,000 | 20,045,000 | 20,573,000 | 20,409,000 |
| Risk-weighted assets | 141,706,000 | 133,775,000 | 138,378,000 | 142,828,000 |