Call reports 2006
CNB BANK & TRUST, NA — 2006
What CNB BANK & TRUST, NA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,023,000 | 169,692,000 | 174,408,000 | 176,622,000 |
| Total loans | 122,670,000 | 126,396,000 | 127,043,000 | 126,914,000 |
| Allowance for loan losses | 1,337,000 | 1,392,000 | 1,399,000 | 1,019,000 |
| Securities available for sale | 27,851,000 | 26,013,000 | 25,441,000 | 23,782,000 |
| Securities held to maturity | 336,000 | 336,000 | 336,000 | 291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,801,000 | 140,802,000 | 141,539,000 | 145,098,000 |
| Interest-bearing deposits | 123,374,000 | 118,307,000 | 118,263,000 | 121,639,000 |
| Noninterest-bearing deposits | 26,427,000 | 22,495,000 | 23,276,000 | 23,459,000 |
| Equity capital | 18,820,000 | 18,808,000 | 19,454,000 | 19,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,185,000 | 7,984,000 | 10,814,000 |
| Interest expense | 933,000 | 1,940,000 | 3,083,000 | 4,292,000 |
| Net interest income | 1,591,000 | 3,245,000 | 4,901,000 | 6,522,000 |
| Noninterest income | 304,000 | 650,000 | 957,000 | 1,328,000 |
| Noninterest expense | 1,107,000 | 2,288,000 | 3,354,000 | 4,382,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 210,000 |
| Pretax income | 788,000 | 1,547,000 | 2,445,000 | 3,259,000 |
| Income tax | 253,000 | 497,000 | 795,000 | 1,065,000 |
| Net income | 535,000 | 1,050,000 | 1,650,000 | 2,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,978,000 | 18,186,000 | 18,721,000 | 18,923,000 |
| Total capital | 19,315,000 | 19,578,000 | 20,120,000 | 20,038,000 |
| Risk-weighted assets | 134,966,000 | 136,659,000 | 138,373,000 | 139,666,000 |