Call reports 2003
CNB BANK & TRUST, NA — 2003
What CNB BANK & TRUST, NA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 176,883,000 | 174,295,000 | 177,103,000 | 175,534,000 |
| Total loans | 102,505,000 | 107,799,000 | 106,325,000 | 105,764,000 |
| Allowance for loan losses | 1,003,000 | 1,055,000 | 1,082,000 | 1,005,000 |
| Securities available for sale | 50,630,000 | 46,876,000 | 40,796,000 | 44,742,000 |
| Securities held to maturity | 2,525,000 | 2,456,000 | 2,318,000 | 1,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,345,000 | 147,029,000 | 144,684,000 | 143,384,000 |
| Interest-bearing deposits | 126,085,000 | 122,469,000 | 126,183,000 | 122,854,000 |
| Noninterest-bearing deposits | 20,260,000 | 24,560,000 | 18,501,000 | 20,530,000 |
| Equity capital | 22,161,000 | 22,535,000 | 22,825,000 | 17,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 4,882,000 | 7,227,000 | 9,500,000 |
| Interest expense | 737,000 | 1,421,000 | 2,078,000 | 2,689,000 |
| Net interest income | 1,703,000 | 3,461,000 | 5,149,000 | 6,811,000 |
| Noninterest income | 401,000 | 823,000 | 1,211,000 | 1,462,000 |
| Noninterest expense | 1,048,000 | 2,102,000 | 3,096,000 | 4,181,000 |
| Provision for loan losses | 10,000 | 90,000 | 155,000 | 155,000 |
| Pretax income | 1,046,000 | 2,092,000 | 3,109,000 | 3,937,000 |
| Income tax | 336,000 | 658,000 | 983,000 | 1,235,000 |
| Net income | 710,000 | 1,434,000 | 2,126,000 | 2,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,646,000 | 19,904,000 | 20,630,000 | 15,131,000 |
| Total capital | 20,649,000 | 20,959,000 | 21,712,000 | 16,136,000 |
| Risk-weighted assets | 121,508,000 | 127,188,000 | 127,011,000 | 125,365,000 |