Call reports 2002
CNB BANK & TRUST, NA — 2002
What CNB BANK & TRUST, NA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 174,243,000 | 174,139,000 | 179,875,000 | 175,076,000 |
| Total loans | 90,495,000 | 94,698,000 | 97,695,000 | 99,988,000 |
| Allowance for loan losses | 1,035,000 | 1,015,000 | 990,000 | 994,000 |
| Securities available for sale | 56,663,000 | 57,529,000 | 55,949,000 | 51,564,000 |
| Securities held to maturity | 3,613,000 | 3,416,000 | 3,320,000 | 2,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,603,000 | 146,972,000 | 149,814,000 | 147,158,000 |
| Interest-bearing deposits | 126,003,000 | 127,125,000 | 130,177,000 | 124,932,000 |
| Noninterest-bearing deposits | 19,600,000 | 19,846,000 | 19,637,000 | 22,226,000 |
| Equity capital | 19,133,000 | 19,825,000 | 21,075,000 | 21,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,259,000 | 7,870,000 | 10,484,000 |
| Interest expense | 1,122,000 | 2,123,000 | 3,058,000 | 3,881,000 |
| Net interest income | 1,508,000 | 3,136,000 | 4,812,000 | 6,603,000 |
| Noninterest income | 313,000 | 633,000 | 1,027,000 | 1,447,000 |
| Noninterest expense | 1,022,000 | 2,069,000 | 3,087,000 | 4,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 799,000 | 1,682,000 | 2,752,000 | 3,853,000 |
| Income tax | 236,000 | 513,000 | 854,000 | 1,206,000 |
| Net income | 563,000 | 1,169,000 | 1,898,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,601,000 | 17,704,000 | 18,418,000 | 18,901,000 |
| Total capital | 18,919,000 | 18,721,000 | 19,408,000 | 19,895,000 |
| Risk-weighted assets | 110,301,000 | 114,228,000 | 118,424,000 | 119,247,000 |