Call reports 2001
CNB BANK & TRUST, NA — 2001
What CNB BANK & TRUST, NA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 166,895,000 | 169,681,000 | 166,896,000 | 173,778,000 |
| Total loans | 95,894,000 | 93,922,000 | 93,941,000 | 93,493,000 |
| Allowance for loan losses | 979,000 | 1,207,000 | 1,051,000 | 1,041,000 |
| Securities available for sale | 42,852,000 | 50,356,000 | 52,808,000 | 52,898,000 |
| Securities held to maturity | 6,018,000 | 5,349,000 | 4,482,000 | 4,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,189,000 | 145,399,000 | 143,628,000 | 148,764,000 |
| Interest-bearing deposits | 124,358,000 | 126,822,000 | 125,840,000 | 125,065,000 |
| Noninterest-bearing deposits | 16,831,000 | 18,577,000 | 17,788,000 | 23,699,000 |
| Equity capital | 18,195,000 | 18,071,000 | 18,931,000 | 18,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,088,000 | 9,048,000 | 11,867,000 |
| Interest expense | 1,654,000 | 3,187,000 | 4,632,000 | 5,915,000 |
| Net interest income | 1,483,000 | 2,901,000 | 4,416,000 | 5,952,000 |
| Noninterest income | 261,000 | 539,000 | 842,000 | 1,226,000 |
| Noninterest expense | 996,000 | 2,009,000 | 3,099,000 | 4,183,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 688,000 | 1,313,000 | 2,041,000 | 2,877,000 |
| Income tax | 192,000 | 346,000 | 548,000 | 814,000 |
| Net income | 496,000 | 967,000 | 1,493,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,418,000 | 16,458,000 | 17,018,000 | 17,003,000 |
| Total capital | 17,761,000 | 18,401,000 | 18,305,000 | 18,466,000 |
| Risk-weighted assets | 110,569,000 | 112,428,000 | 112,276,000 | 108,112,000 |