Call reports 2025
STOCKMENS BANK — 2025
What STOCKMENS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 533,493,000 | 547,026,000 | 573,536,000 | 566,651,000 |
| Total loans | 439,111,000 | 452,612,000 | 473,486,000 | 509,383,000 |
| Allowance for loan losses | 7,200,000 | 7,262,000 | 7,462,000 | 7,937,000 |
| Securities available for sale | 13,052,000 | 13,139,000 | 12,065,000 | 10,521,000 |
| Securities held to maturity | 90,000 | 87,000 | 87,000 | 87,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,990,000 | 471,937,000 | 495,121,000 | 487,565,000 |
| Interest-bearing deposits | 338,013,000 | 337,158,000 | 344,510,000 | 346,143,000 |
| Noninterest-bearing deposits | 127,977,000 | 134,779,000 | 150,611,000 | 141,422,000 |
| Equity capital | 61,169,000 | 61,962,000 | 64,045,000 | 65,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,961,000 | 16,368,000 | 25,120,000 | 34,163,000 |
| Interest expense | 2,310,000 | 4,721,000 | 7,220,000 | 9,572,000 |
| Net interest income | 5,651,000 | 11,647,000 | 17,900,000 | 24,591,000 |
| Noninterest income | 360,000 | 834,000 | 1,226,000 | 1,574,000 |
| Noninterest expense | 3,422,000 | 7,251,000 | 10,834,000 | 14,610,000 |
| Provision for loan losses | 339,000 | 392,000 | 591,000 | 942,000 |
| Pretax income | 2,411,000 | 4,991,000 | 7,826,000 | 10,715,000 |
| Income tax | 599,000 | 1,215,000 | 1,917,000 | 2,628,000 |
| Net income | 1,812,000 | 3,776,000 | 5,909,000 | 8,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,252,000 | 60,981,000 | 62,976,000 | 64,854,000 |
| Total capital | 65,976,000 | 66,857,000 | 69,099,000 | 71,132,000 |
| Risk-weighted assets | 455,168,000 | 467,324,000 | 487,214,000 | 499,269,000 |