Call reports 2024
STOCKMENS BANK — 2024
What STOCKMENS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 540,284,000 | 517,266,000 | 517,864,000 | 539,437,000 |
| Total loans | 419,216,000 | 436,342,000 | 429,646,000 | 430,503,000 |
| Allowance for loan losses | 6,612,000 | 6,942,000 | 6,892,000 | 6,868,000 |
| Securities available for sale | 12,623,000 | 12,681,000 | 13,050,000 | 12,978,000 |
| Securities held to maturity | 93,000 | 90,000 | 90,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,216,000 | 455,947,000 | 453,720,000 | 474,832,000 |
| Interest-bearing deposits | 354,314,000 | 334,898,000 | 331,442,000 | 335,067,000 |
| Noninterest-bearing deposits | 124,902,000 | 121,049,000 | 122,278,000 | 139,765,000 |
| Equity capital | 54,900,000 | 55,714,000 | 57,554,000 | 59,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,138,000 | 16,151,000 | 24,370,000 | 32,531,000 |
| Interest expense | 2,798,000 | 5,486,000 | 8,234,000 | 10,632,000 |
| Net interest income | 5,340,000 | 10,665,000 | 16,136,000 | 21,899,000 |
| Noninterest income | 377,000 | 786,000 | 1,221,000 | 1,624,000 |
| Noninterest expense | 3,135,000 | 6,391,000 | 9,826,000 | 13,332,000 |
| Provision for loan losses | 49,000 | 360,000 | 306,000 | 277,000 |
| Pretax income | 2,380,000 | 4,717,000 | 6,988,000 | 9,406,000 |
| Income tax | 586,000 | 1,157,000 | 1,721,000 | 2,267,000 |
| Net income | 1,794,000 | 3,560,000 | 5,267,000 | 7,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,251,000 | 55,052,000 | 56,646,000 | 58,404,000 |
| Total capital | 59,775,000 | 60,625,000 | 62,251,000 | 64,087,000 |
| Risk-weighted assets | 439,753,000 | 443,592,000 | 445,990,000 | 452,054,000 |