Call reports 2023
STOCKMENS BANK — 2023
What STOCKMENS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 499,973,000 | 510,860,000 | 514,875,000 | 541,445,000 |
| Total loans | 421,164,000 | 434,125,000 | 414,670,000 | 424,562,000 |
| Allowance for loan losses | 6,342,000 | 6,405,000 | 6,424,000 | 6,562,000 |
| Securities available for sale | 12,691,000 | 12,534,000 | 12,416,000 | 12,765,000 |
| Securities held to maturity | 101,000 | 97,000 | 97,000 | 93,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,875,000 | 445,186,000 | 446,382,000 | 472,186,000 |
| Interest-bearing deposits | 289,991,000 | 315,011,000 | 315,764,000 | 345,856,000 |
| Noninterest-bearing deposits | 144,884,000 | 130,175,000 | 130,618,000 | 126,330,000 |
| Equity capital | 48,979,000 | 50,039,000 | 51,565,000 | 53,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,943,000 | 13,003,000 | 20,443,000 | 28,157,000 |
| Interest expense | 1,114,000 | 2,782,000 | 4,929,000 | 7,420,000 |
| Net interest income | 4,829,000 | 10,221,000 | 15,514,000 | 20,737,000 |
| Noninterest income | 482,000 | 978,000 | 1,415,000 | 1,973,000 |
| Noninterest expense | 2,557,000 | 5,706,000 | 9,061,000 | 12,238,000 |
| Provision for loan losses | 272,000 | 310,000 | 328,000 | 578,000 |
| Pretax income | 2,538,000 | 5,062,000 | 7,296,000 | 9,677,000 |
| Income tax | 634,000 | 1,301,000 | 1,780,000 | 2,370,000 |
| Net income | 1,904,000 | 3,761,000 | 5,516,000 | 7,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,336,000 | 49,524,000 | 51,167,000 | 52,572,000 |
| Total capital | 54,011,000 | 55,195,000 | 56,951,000 | 58,133,000 |
| Risk-weighted assets | 452,656,000 | 452,150,000 | 461,096,000 | 442,922,000 |