Call reports 2022
STOCKMENS BANK — 2022
What STOCKMENS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 458,313,000 | 460,442,000 | 473,319,000 | 471,646,000 |
| Total loans | 364,514,000 | 384,866,000 | 399,663,000 | 411,767,000 |
| Allowance for loan losses | 5,732,000 | 5,981,000 | 6,210,000 | 6,646,000 |
| Securities available for sale | 13,369,000 | 13,096,000 | 12,470,000 | 12,552,000 |
| Securities held to maturity | 106,000 | 104,000 | 104,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,556,000 | 410,689,000 | 420,668,000 | 421,229,000 |
| Interest-bearing deposits | 197,418,000 | 185,894,000 | 190,843,000 | 184,278,000 |
| Noninterest-bearing deposits | 212,138,000 | 224,795,000 | 229,825,000 | 236,951,000 |
| Equity capital | 45,012,000 | 46,196,000 | 47,381,000 | 47,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,054,000 | 8,643,000 | 13,709,000 | 19,326,000 |
| Interest expense | 241,000 | 484,000 | 904,000 | 1,590,000 |
| Net interest income | 3,813,000 | 8,159,000 | 12,805,000 | 17,736,000 |
| Noninterest income | 378,000 | 822,000 | 1,298,000 | 1,782,000 |
| Noninterest expense | 2,509,000 | 5,066,000 | 7,844,000 | 10,786,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,100,000 |
| Pretax income | 1,457,000 | 3,461,000 | 5,563,000 | 7,632,000 |
| Income tax | 366,000 | 889,000 | 1,194,000 | 1,974,000 |
| Net income | 1,091,000 | 2,572,000 | 4,369,000 | 5,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,876,000 | 45,293,000 | 46,977,000 | 46,652,000 |
| Total capital | — | 50,437,000 | 52,384,000 | 52,045,000 |
| Risk-weighted assets | — | 410,583,000 | 431,739,000 | 430,090,000 |