Call reports 2021
STOCKMENS BANK — 2021
What STOCKMENS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 418,163,000 | 423,036,000 | 420,582,000 | 445,038,000 |
| Total loans | 316,329,000 | 325,028,000 | 348,154,000 | 346,260,000 |
| Allowance for loan losses | 4,348,000 | 4,717,000 | 5,259,000 | 5,493,000 |
| Securities available for sale | 33,429,000 | 14,550,000 | 14,548,000 | 14,200,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,920,000 | 375,229,000 | 370,870,000 | 396,857,000 |
| Interest-bearing deposits | 185,010,000 | 191,070,000 | 187,527,000 | 195,731,000 |
| Noninterest-bearing deposits | 185,910,000 | 184,159,000 | 183,343,000 | 201,126,000 |
| Equity capital | 42,412,000 | 43,596,000 | 44,731,000 | 45,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 8,235,000 | 12,987,000 | 17,369,000 |
| Interest expense | 324,000 | 614,000 | 886,000 | 1,134,000 |
| Net interest income | 3,627,000 | 7,621,000 | 12,101,000 | 16,235,000 |
| Noninterest income | 378,000 | 793,000 | 1,227,000 | 1,792,000 |
| Noninterest expense | 2,253,000 | 4,694,000 | 7,206,000 | 9,848,000 |
| Provision for loan losses | 225,000 | 582,000 | 1,117,000 | 1,342,000 |
| Pretax income | 1,647,000 | 3,265,000 | 5,133,000 | 6,965,000 |
| Income tax | 364,000 | 757,000 | 1,270,000 | 1,678,000 |
| Net income | 1,283,000 | 2,508,000 | 3,863,000 | 5,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,593,000 | 41,704,000 | 42,869,000 | 43,583,000 |