Call reports 2020
STOCKMENS BANK — 2020
What STOCKMENS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 376,297,000 | 413,818,000 | 401,362,000 | 407,475,000 |
| Total loans | 279,652,000 | 309,447,000 | 303,661,000 | 295,953,000 |
| Allowance for loan losses | 3,338,000 | 3,575,000 | 3,877,000 | 4,139,000 |
| Securities available for sale | 24,999,000 | 18,571,000 | 9,766,000 | 20,925,000 |
| Securities held to maturity | 113,000 | 111,000 | 111,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,663,000 | 355,674,000 | 347,918,000 | 357,930,000 |
| Interest-bearing deposits | 278,657,000 | 292,569,000 | 183,000,000 | 183,068,000 |
| Noninterest-bearing deposits | 44,006,000 | 63,105,000 | 164,918,000 | 174,862,000 |
| Equity capital | 39,530,000 | 40,664,000 | 41,590,000 | 41,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,031,000 | 8,243,000 | 12,345,000 | 16,107,000 |
| Interest expense | 769,000 | 1,326,000 | 1,865,000 | 2,330,000 |
| Net interest income | 3,262,000 | 6,917,000 | 10,480,000 | 13,777,000 |
| Noninterest income | 364,000 | 546,000 | 851,000 | 1,320,000 |
| Noninterest expense | 2,210,000 | 4,349,000 | 6,585,000 | 8,875,000 |
| Provision for loan losses | 181,000 | 406,000 | 631,000 | 856,000 |
| Pretax income | 1,235,000 | 2,708,000 | 4,177,000 | 5,428,000 |
| Income tax | 328,000 | 707,000 | 1,084,000 | 1,266,000 |
| Net income | 907,000 | 2,001,000 | 3,093,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,973,000 | 38,026,000 | 39,080,000 | 39,325,000 |