Call reports 2019
STOCKMENS BANK — 2019
What STOCKMENS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 352,498,000 | 367,932,000 | 359,975,000 | 353,533,000 |
| Total loans | 265,442,000 | 282,908,000 | 270,428,000 | 272,313,000 |
| Allowance for loan losses | 2,270,000 | 2,981,000 | 3,115,000 | 3,344,000 |
| Securities available for sale | 41,377,000 | 41,309,000 | 40,352,000 | 39,671,000 |
| Securities held to maturity | 119,000 | 114,000 | 114,000 | 113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,295,000 | 319,387,000 | 312,912,000 | 304,654,000 |
| Interest-bearing deposits | 174,460,000 | 274,584,000 | 263,885,000 | 260,004,000 |
| Noninterest-bearing deposits | 128,835,000 | 44,803,000 | 49,027,000 | 44,650,000 |
| Equity capital | 33,687,000 | 34,922,000 | 35,959,000 | 36,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,922,000 | 7,920,000 | 12,139,000 | 16,184,000 |
| Interest expense | 760,000 | 1,611,000 | 2,497,000 | 3,280,000 |
| Net interest income | 3,162,000 | 6,309,000 | 9,642,000 | 12,904,000 |
| Noninterest income | 322,000 | 1,095,000 | 1,443,000 | 1,885,000 |
| Noninterest expense | 2,094,000 | 4,137,000 | 6,257,000 | 8,501,000 |
| Provision for loan losses | 75,000 | 785,000 | 945,000 | 1,236,000 |
| Pretax income | 1,315,000 | 2,482,000 | 3,883,000 | 5,052,000 |
| Income tax | 325,000 | 615,000 | 961,000 | 1,359,000 |
| Net income | 990,000 | 1,867,000 | 2,922,000 | 3,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,921,000 | 32,713,000 | 33,704,000 | 34,436,000 |
| Total capital | 36,691,000 | 38,194,000 | 39,319,000 | 40,280,000 |
| Risk-weighted assets | 272,833,000 | 287,300,000 | 282,460,000 | 286,855,000 |