Call reports 2018
STOCKMENS BANK — 2018
What STOCKMENS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 358,101,000 | 355,828,000 | 353,669,000 | 344,725,000 |
| Total loans | 262,766,000 | 267,384,000 | 258,849,000 | 262,605,000 |
| Allowance for loan losses | 2,019,000 | 2,064,000 | 2,140,000 | 2,194,000 |
| Securities available for sale | 42,891,000 | 42,035,000 | 41,248,000 | 41,332,000 |
| Securities held to maturity | 143,000 | 124,000 | 124,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,590,000 | 309,002,000 | 306,204,000 | 297,644,000 |
| Interest-bearing deposits | 187,375,000 | 260,972,000 | 188,051,000 | 181,794,000 |
| Noninterest-bearing deposits | 117,215,000 | 48,030,000 | 118,153,000 | 115,850,000 |
| Equity capital | 30,712,000 | 31,392,000 | 31,882,000 | 33,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,544,000 | 7,252,000 | 11,054,000 | 14,852,000 |
| Interest expense | 525,000 | 1,136,000 | 1,797,000 | 2,493,000 |
| Net interest income | 3,019,000 | 6,116,000 | 9,257,000 | 12,359,000 |
| Noninterest income | 306,000 | 635,000 | 935,000 | 1,281,000 |
| Noninterest expense | 2,123,000 | 4,234,000 | 6,332,000 | 8,485,000 |
| Provision for loan losses | 191,000 | 266,000 | 366,000 | 441,000 |
| Pretax income | 1,010,000 | 2,250,000 | 3,493,000 | 4,713,000 |
| Income tax | 248,000 | 557,000 | 861,000 | 1,172,000 |
| Net income | 762,000 | 1,693,000 | 2,632,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,968,000 | 30,010,000 | 30,811,000 | 31,805,000 |
| Total capital | 33,487,000 | 34,574,000 | 35,451,000 | 36,499,000 |
| Risk-weighted assets | 270,506,000 | 273,265,000 | 267,188,000 | 268,181,000 |