Call reports 2017
STOCKMENS BANK — 2017
What STOCKMENS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,520,000 | 116,495,000 | 111,903,000 | 357,171,000 |
| Total loans | 85,786,000 | 92,889,000 | 86,301,000 | 251,114,000 |
| Allowance for loan losses | 913,000 | 923,000 | 15,000 | 1,836,000 |
| Securities available for sale | 0 | 0 | 0 | 44,183,000 |
| Securities held to maturity | 154,000 | 154,000 | 154,000 | 143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,935,000 | 102,156,000 | 95,189,000 | 310,368,000 |
| Interest-bearing deposits | 65,608,000 | 64,801,000 | 58,210,000 | 260,373,000 |
| Noninterest-bearing deposits | 28,327,000 | 37,355,000 | 36,979,000 | 49,995,000 |
| Equity capital | 9,617,000 | 9,305,000 | 11,806,000 | 30,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,425,000 | 887,000 | 9,821,000 |
| Interest expense | 184,000 | 355,000 | 114,000 | 1,584,000 |
| Net interest income | 939,000 | 2,070,000 | 773,000 | 8,237,000 |
| Noninterest income | 85,000 | 155,000 | 49,000 | 1,071,000 |
| Noninterest expense | 675,000 | 1,433,000 | 494,000 | 7,353,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 115,000 |
| Pretax income | 349,000 | 777,000 | 298,000 | 1,820,000 |
| Income tax | 2,000 | 5,000 | 103,000 | 1,384,000 |
| Net income | 347,000 | 772,000 | 195,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,616,000 | 9,305,000 | 9,881,000 | 28,103,000 |
| Total capital | 13,028,000 | 12,728,000 | 12,396,000 | 32,439,000 |
| Risk-weighted assets | 86,837,000 | 91,873,000 | 92,831,000 | 260,019,000 |