Call reports 2016
STOCKMENS BANK — 2016
What STOCKMENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,452,000 | 107,172,000 | 103,318,000 | 109,716,000 |
| Total loans | 81,632,000 | 85,452,000 | 74,538,000 | 78,325,000 |
| Allowance for loan losses | 839,000 | 872,000 | 893,000 | 910,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 317,000 | 306,000 | 219,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,890,000 | 91,976,000 | 88,875,000 | 94,712,000 |
| Interest-bearing deposits | 46,977,000 | 55,488,000 | 55,410,000 | 60,292,000 |
| Noninterest-bearing deposits | 30,913,000 | 36,488,000 | 33,465,000 | 34,420,000 |
| Equity capital | 9,444,000 | 9,102,000 | 9,266,000 | 9,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,143,000 | 3,238,000 | 4,284,000 |
| Interest expense | 107,000 | 275,000 | 450,000 | 620,000 |
| Net interest income | 938,000 | 1,868,000 | 2,788,000 | 3,664,000 |
| Noninterest income | 339,000 | 449,000 | 543,000 | 622,000 |
| Noninterest expense | 565,000 | 1,195,000 | 1,889,000 | 2,779,000 |
| Provision for loan losses | 106,000 | 121,000 | 136,000 | 151,000 |
| Pretax income | 606,000 | 1,001,000 | 1,306,000 | 1,356,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 8,000 |
| Net income | 603,000 | 996,000 | 1,298,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,444,000 | 9,102,000 | 9,266,000 | 9,267,000 |
| Total capital | 12,783,000 | 12,474,000 | 12,659,000 | 12,677,000 |
| Risk-weighted assets | 79,553,000 | 83,223,000 | 76,408,000 | 79,732,000 |