Call reports 2015
STOCKMENS BANK — 2015
What STOCKMENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,945,000 | 91,112,000 | 93,712,000 | 91,687,000 |
| Total loans | 70,187,000 | 78,072,000 | 76,813,000 | 77,951,000 |
| Allowance for loan losses | 672,000 | 673,000 | 737,000 | 753,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 358,000 | 358,000 | 325,000 | 323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,403,000 | 77,129,000 | 80,031,000 | 77,477,000 |
| Interest-bearing deposits | 51,077,000 | 49,034,000 | 49,736,000 | 46,048,000 |
| Noninterest-bearing deposits | 25,326,000 | 28,095,000 | 30,295,000 | 31,429,000 |
| Equity capital | 8,517,000 | 8,398,000 | 8,725,000 | 8,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,947,000 | 2,990,000 | 4,051,000 |
| Interest expense | 112,000 | 227,000 | 332,000 | 438,000 |
| Net interest income | 830,000 | 1,720,000 | 2,658,000 | 3,613,000 |
| Noninterest income | 38,000 | 80,000 | 103,000 | 147,000 |
| Noninterest expense | 629,000 | 1,192,000 | 1,734,000 | 2,528,000 |
| Provision for loan losses | -96,000 | -96,000 | -81,000 | -66,000 |
| Pretax income | 335,000 | 704,000 | 1,108,000 | 1,298,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 0 |
| Net income | 332,000 | 699,000 | 1,100,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,517,000 | 8,398,000 | 8,725,000 | 8,865,000 |
| Total capital | 11,570,000 | 11,451,000 | 11,842,000 | 12,118,000 |
| Risk-weighted assets | 66,819,000 | 74,499,000 | 73,811,000 | 77,266,000 |