Call reports 2014
STOCKMENS BANK — 2014
What STOCKMENS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,650,000 | 90,719,000 | 88,083,000 | 88,035,000 |
| Total loans | 68,567,000 | 70,893,000 | 65,913,000 | 68,299,000 |
| Allowance for loan losses | 682,000 | 744,000 | 759,000 | 774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 425,000 | 415,000 | 362,000 | 362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,903,000 | 78,932,000 | 75,927,000 | 75,790,000 |
| Interest-bearing deposits | 48,571,000 | 52,217,000 | 51,533,000 | 49,673,000 |
| Noninterest-bearing deposits | 23,332,000 | 26,715,000 | 24,394,000 | 26,117,000 |
| Equity capital | 7,706,000 | 7,735,000 | 8,062,000 | 8,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,900,000 | 2,861,000 | 3,789,000 |
| Interest expense | 117,000 | 239,000 | 363,000 | 483,000 |
| Net interest income | 821,000 | 1,661,000 | 2,498,000 | 3,306,000 |
| Noninterest income | 30,000 | 76,000 | 100,000 | 124,000 |
| Noninterest expense | 565,000 | 1,071,000 | 1,587,000 | 2,278,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 271,000 | 636,000 | 966,000 | 1,092,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 268,000 | 631,000 | 958,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,706,000 | 7,735,000 | 8,062,000 | 8,185,000 |
| Total capital | 10,768,000 | 10,859,000 | 11,195,000 | 11,339,000 |
| Risk-weighted assets | 63,046,000 | 65,276,000 | 60,270,000 | 63,916,000 |