Call reports 2013
STOCKMENS BANK — 2013
What STOCKMENS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 82,521,000 | 82,998,000 | 84,833,000 | 78,799,000 |
| Total loans | 59,259,000 | 65,768,000 | 62,881,000 | 65,426,000 |
| Allowance for loan losses | 591,000 | 606,000 | 471,000 | 666,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 325,000 | 325,000 | 575,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,028,000 | 71,234,000 | 73,288,000 | 67,328,000 |
| Interest-bearing deposits | 47,820,000 | 48,804,000 | 54,013,000 | 44,570,000 |
| Noninterest-bearing deposits | 23,208,000 | 22,430,000 | 19,275,000 | 22,758,000 |
| Equity capital | 7,450,000 | 7,720,000 | 7,473,000 | 7,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,753,000 | 2,681,000 | 3,580,000 |
| Interest expense | 138,000 | 269,000 | 399,000 | 520,000 |
| Net interest income | 727,000 | 1,484,000 | 2,282,000 | 3,060,000 |
| Noninterest income | 41,000 | 45,000 | 71,000 | 94,000 |
| Noninterest expense | 480,000 | 952,000 | 1,397,000 | 2,020,000 |
| Provision for loan losses | 38,000 | 53,000 | 68,000 | 278,000 |
| Pretax income | 250,000 | 524,000 | 888,000 | 856,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 247,000 | 519,000 | 880,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,450,000 | 7,720,000 | 7,473,000 | 7,438,000 |
| Total capital | 10,421,000 | 10,706,000 | 10,324,000 | 10,484,000 |
| Risk-weighted assets | 59,871,000 | 58,921,000 | 58,197,000 | 59,710,000 |