Call reports 2012
STOCKMENS BANK — 2012
What STOCKMENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,020,000 | 77,408,000 | 81,179,000 | 83,664,000 |
| Total loans | 57,510,000 | 59,246,000 | 59,168,000 | 58,529,000 |
| Allowance for loan losses | 576,000 | 591,000 | 606,000 | 619,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 910,000 | 360,000 | 360,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,529,000 | 65,663,000 | 69,117,000 | 71,648,000 |
| Interest-bearing deposits | 44,271,000 | 46,452,000 | 46,129,000 | 46,702,000 |
| Noninterest-bearing deposits | 18,258,000 | 19,211,000 | 22,988,000 | 24,946,000 |
| Equity capital | 6,982,000 | 7,208,000 | 7,476,000 | 7,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,775,000 | 2,678,000 | 3,571,000 |
| Interest expense | 157,000 | 321,000 | 518,000 | 670,000 |
| Net interest income | 715,000 | 1,454,000 | 2,160,000 | 2,901,000 |
| Noninterest income | 48,000 | 87,000 | 122,000 | 157,000 |
| Noninterest expense | 453,000 | 924,000 | 1,380,000 | 1,917,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 220,000 |
| Pretax income | 319,000 | 611,000 | 881,000 | 945,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 316,000 | 606,000 | 873,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,982,000 | 7,208,000 | 7,476,000 | 7,483,000 |
| Total capital | 9,938,000 | 10,179,000 | 10,462,000 | 10,482,000 |
| Risk-weighted assets | 53,843,000 | 58,632,000 | 50,624,000 | 53,948,000 |