Call reports 2011
STOCKMENS BANK — 2011
What STOCKMENS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,241,000 | 68,286,000 | 71,230,000 | 71,448,000 |
| Total loans | 53,997,000 | 55,090,000 | 51,547,000 | 55,517,000 |
| Allowance for loan losses | 517,000 | 524,000 | 434,000 | 560,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 995,000 | 995,000 | 995,000 | 1,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,172,000 | 57,069,000 | 59,193,000 | 61,355,000 |
| Interest-bearing deposits | 45,759,000 | 45,670,000 | 42,635,000 | 39,339,000 |
| Noninterest-bearing deposits | 12,413,000 | 11,399,000 | 16,558,000 | 22,016,000 |
| Equity capital | 6,686,000 | 6,843,000 | 7,011,000 | 6,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,799,000 | 2,677,000 | 3,514,000 |
| Interest expense | 227,000 | 443,000 | 661,000 | 874,000 |
| Net interest income | 683,000 | 1,356,000 | 2,016,000 | 2,640,000 |
| Noninterest income | 26,000 | 55,000 | 86,000 | 133,000 |
| Noninterest expense | 425,000 | 860,000 | 1,309,000 | 1,823,000 |
| Provision for loan losses | -114,000 | -114,000 | -94,000 | 71,000 |
| Pretax income | 398,000 | 665,000 | 887,000 | 879,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 395,000 | 660,000 | 879,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,686,000 | 6,843,000 | 7,011,000 | 6,956,000 |
| Total capital | 8,900,000 | 9,064,000 | 9,825,000 | 9,896,000 |
| Risk-weighted assets | 49,870,000 | 51,424,000 | 46,986,000 | 51,414,000 |