Call reports 2010
STOCKMENS BANK — 2010
What STOCKMENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,995,000 | 67,408,000 | 71,801,000 | 67,720,000 |
| Total loans | 53,725,000 | 54,650,000 | 52,563,000 | 53,063,000 |
| Allowance for loan losses | 499,000 | 493,000 | 493,000 | 494,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,073,000 | 1,073,000 | 1,073,000 | 995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,418,000 | 53,569,000 | 57,749,000 | 56,822,000 |
| Interest-bearing deposits | 41,852,000 | 44,744,000 | 47,505,000 | 43,503,000 |
| Noninterest-bearing deposits | 8,566,000 | 8,825,000 | 10,244,000 | 13,319,000 |
| Equity capital | 6,218,000 | 6,452,000 | 6,652,000 | 6,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,771,000 | 2,701,000 | 3,645,000 |
| Interest expense | 317,000 | 636,000 | 958,000 | 1,256,000 |
| Net interest income | 534,000 | 1,135,000 | 1,743,000 | 2,389,000 |
| Noninterest income | 27,000 | 55,000 | 77,000 | 106,000 |
| Noninterest expense | 348,000 | 698,000 | 1,071,000 | 1,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 301,000 |
| Pretax income | 213,000 | 492,000 | 749,000 | 626,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 10,000 |
| Net income | 212,000 | 488,000 | 742,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,218,000 | 6,452,000 | 6,652,000 | 6,476,000 |
| Total capital | 8,414,000 | 8,642,000 | 8,842,000 | 8,667,000 |
| Risk-weighted assets | 49,646,000 | 49,252,000 | 49,118,000 | 47,636,000 |