Call reports 2009
STOCKMENS BANK — 2009
What STOCKMENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,588,000 | 46,270,000 | 54,756,000 | 61,726,000 |
| Total loans | 33,347,000 | 38,198,000 | 43,501,000 | 47,914,000 |
| Allowance for loan losses | 497,000 | 497,000 | 497,000 | 497,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,148,000 | 1,148,000 | 1,148,000 | 1,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,063,000 | 34,732,000 | 41,301,000 | 47,968,000 |
| Interest-bearing deposits | 25,673,000 | 29,607,000 | 33,709,000 | 39,818,000 |
| Noninterest-bearing deposits | 5,390,000 | 5,125,000 | 7,592,000 | 8,150,000 |
| Equity capital | 5,908,000 | 5,897,000 | 6,096,000 | 6,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,325,000 | 2,081,000 | 2,947,000 |
| Interest expense | 193,000 | 416,000 | 669,000 | 966,000 |
| Net interest income | 441,000 | 909,000 | 1,412,000 | 1,981,000 |
| Noninterest income | 23,000 | 51,000 | 140,000 | 273,000 |
| Noninterest expense | 285,000 | 569,000 | 919,000 | 1,319,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 391,000 | 633,000 | 935,000 |
| Income tax | -5,000 | -4,000 | -3,000 | 2,000 |
| Net income | 184,000 | 395,000 | 636,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,908,000 | 5,897,000 | 6,096,000 | 6,346,000 |
| Total capital | 6,288,000 | 6,322,000 | 8,290,000 | 8,540,000 |
| Risk-weighted assets | 30,434,000 | 33,944,000 | 41,438,000 | 44,807,000 |