Call reports 2008
STOCKMENS BANK — 2008
What STOCKMENS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 36,122,000 | 36,606,000 | 35,321,000 | 37,515,000 |
| Total loans | 27,535,000 | 30,907,000 | 30,024,000 | 30,124,000 |
| Allowance for loan losses | 496,000 | 496,000 | 497,000 | 497,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 950,000 | 750,000 | 750,000 | 1,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,134,000 | 27,657,000 | 26,183,000 | 26,135,000 |
| Interest-bearing deposits | 24,575,000 | 24,709,000 | 21,493,000 | 22,306,000 |
| Noninterest-bearing deposits | 2,559,000 | 2,948,000 | 4,690,000 | 3,829,000 |
| Equity capital | 5,870,000 | 5,825,000 | 6,010,000 | 5,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,428,000 | 2,129,000 | 2,746,000 |
| Interest expense | 258,000 | 491,000 | 711,000 | 907,000 |
| Net interest income | 444,000 | 937,000 | 1,418,000 | 1,839,000 |
| Noninterest income | 35,000 | 56,000 | 77,000 | 96,000 |
| Noninterest expense | 232,000 | 483,000 | 739,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 510,000 | 756,000 | 562,000 |
| Income tax | 0 | 0 | 9,000 | 13,000 |
| Net income | 247,000 | 510,000 | 747,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,870,000 | 5,825,000 | 5,675,000 | 5,766,000 |
| Total capital | 6,216,000 | 6,217,000 | 6,019,000 | 6,130,000 |
| Risk-weighted assets | 27,566,000 | 31,297,000 | 27,356,000 | 29,077,000 |