Call reports 2007
STOCKMENS BANK — 2007
What STOCKMENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,928,000 | 29,595,000 | 29,697,000 | 31,353,000 |
| Total loans | 17,776,000 | 20,456,000 | 21,684,000 | 27,667,000 |
| Allowance for loan losses | 492,000 | 493,000 | 494,000 | 494,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,189,000 | 3,838,000 | 2,398,000 | 1,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,540,000 | 26,694,000 | 26,783,000 | 24,245,000 |
| Interest-bearing deposits | 16,176,000 | 24,600,000 | 24,540,000 | 22,233,000 |
| Noninterest-bearing deposits | 2,364,000 | 2,094,000 | 2,243,000 | 2,012,000 |
| Equity capital | 2,735,000 | 2,738,000 | 2,720,000 | 5,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,069,000 | 1,737,000 | 2,416,000 |
| Interest expense | 202,000 | 427,000 | 702,000 | 954,000 |
| Net interest income | 316,000 | 642,000 | 1,035,000 | 1,462,000 |
| Noninterest income | 21,000 | 40,000 | 52,000 | 105,000 |
| Noninterest expense | 161,000 | 350,000 | 558,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 332,000 | 529,000 | 763,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 174,000 | 327,000 | 522,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,735,000 | 2,738,000 | 2,720,000 | 5,590,000 |
| Total capital | 2,957,000 | 2,992,000 | 2,995,000 | 5,941,000 |
| Risk-weighted assets | 17,506,000 | 20,066,000 | 21,795,000 | 28,218,000 |