Call reports 2006
STOCKMENS BANK — 2006
What STOCKMENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,132,000 | 21,761,000 | 21,123,000 | 22,895,000 |
| Total loans | 14,632,000 | 17,760,000 | 17,595,000 | 18,138,000 |
| Allowance for loan losses | 487,000 | 488,000 | 490,000 | 491,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,206,000 | 3,201,000 | 2,901,000 | 3,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,399,000 | 16,697,000 | 17,442,000 | 17,249,000 |
| Interest-bearing deposits | 13,379,000 | 14,914,000 | 15,038,000 | 1,639,000 |
| Noninterest-bearing deposits | 2,020,000 | 1,783,000 | 2,404,000 | 15,610,000 |
| Equity capital | 2,125,000 | 2,285,000 | 2,439,000 | 2,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 826,000 | 1,332,000 | 1,830,000 |
| Interest expense | 128,000 | 278,000 | 459,000 | 659,000 |
| Net interest income | 251,000 | 548,000 | 873,000 | 1,171,000 |
| Noninterest income | 20,000 | 38,000 | 55,000 | 72,000 |
| Noninterest expense | 139,000 | 291,000 | 477,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 295,000 | 451,000 | 605,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 130,000 | 290,000 | 444,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,125,000 | 2,285,000 | 2,439,000 | 2,591,000 |
| Total capital | 2,231,000 | 2,422,000 | 2,567,000 | 2,729,000 |
| Risk-weighted assets | 8,116,000 | 10,626,000 | 9,866,000 | 16,047,000 |