Call reports 2005
STOCKMENS BANK — 2005
What STOCKMENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,970,000 | 18,279,000 | 18,191,000 | 18,064,000 |
| Total loans | 11,478,000 | 12,379,000 | 13,351,000 | 13,065,000 |
| Allowance for loan losses | 485,000 | 485,000 | 486,000 | 487,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,526,000 | 3,522,000 | 3,518,000 | 3,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,727,000 | 14,948,000 | 14,704,000 | 14,461,000 |
| Interest-bearing deposits | 11,851,000 | 12,914,000 | 13,260,000 | 12,691,000 |
| Noninterest-bearing deposits | 1,876,000 | 2,034,000 | 1,444,000 | 1,770,000 |
| Equity capital | 1,684,000 | 1,727,000 | 1,865,000 | 1,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 651,000 | 1,014,000 | 1,396,000 |
| Interest expense | 91,000 | 192,000 | 307,000 | 432,000 |
| Net interest income | 219,000 | 459,000 | 707,000 | 964,000 |
| Noninterest income | 17,000 | 36,000 | 51,000 | 68,000 |
| Noninterest expense | 87,000 | 192,000 | 315,000 | 457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 303,000 | 443,000 | 575,000 |
| Income tax | 41,000 | 152,000 | 154,000 | 156,000 |
| Net income | 108,000 | 151,000 | 289,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,684,000 | 1,727,000 | 1,865,000 | 1,995,000 |
| Total capital | 1,792,000 | 1,840,000 | 1,975,000 | 2,099,000 |
| Risk-weighted assets | 8,272,000 | 8,320,000 | 8,442,000 | 7,976,000 |