Call reports 2004
STOCKMENS BANK — 2004
What STOCKMENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 12,748,000 | 14,283,000 | 14,573,000 | 16,040,000 |
| Total loans | 8,602,000 | 10,212,000 | 10,309,000 | 11,297,000 |
| Allowance for loan losses | 408,000 | 419,000 | 483,000 | 484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,658,000 | 3,648,000 | 3,639,000 | 3,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,378,000 | 11,985,000 | 12,024,000 | 12,867,000 |
| Interest-bearing deposits | 9,971,000 | 10,685,000 | 10,782,000 | 11,263,000 |
| Noninterest-bearing deposits | 1,407,000 | 1,300,000 | 1,242,000 | 1,604,000 |
| Equity capital | 1,337,000 | 1,406,000 | 1,494,000 | 1,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 364,000 | 587,000 | 858,000 |
| Interest expense | 55,000 | 108,000 | 172,000 | 250,000 |
| Net interest income | 121,000 | 256,000 | 415,000 | 608,000 |
| Noninterest income | 44,000 | 61,000 | 79,000 | 94,000 |
| Noninterest expense | 84,000 | 166,000 | 254,000 | 348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 151,000 | 240,000 | 354,000 |
| Income tax | 7,000 | 8,000 | 9,000 | 41,000 |
| Net income | 74,000 | 143,000 | 231,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,337,000 | 1,406,000 | 1,494,000 | 1,576,000 |
| Total capital | 1,427,000 | 1,514,000 | 1,597,000 | 1,682,000 |
| Risk-weighted assets | 6,884,000 | 8,352,000 | 7,842,000 | 7,735,000 |