Call reports 2002
STOCKMENS BANK — 2002
What STOCKMENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,013,000 | 11,373,000 | 11,515,000 | 11,748,000 |
| Total loans | 6,987,000 | 7,454,000 | 7,137,000 | 7,458,000 |
| Allowance for loan losses | 213,000 | 212,000 | 209,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,012,000 | 3,004,000 | 2,997,000 | 2,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,853,000 | 9,787,000 | 10,301,000 | 10,546,000 |
| Interest-bearing deposits | 8,635,000 | 8,465,000 | 8,938,000 | 9,201,000 |
| Noninterest-bearing deposits | 1,218,000 | 1,322,000 | 1,363,000 | 1,345,000 |
| Equity capital | 1,098,000 | 1,127,000 | 1,151,000 | 1,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 371,000 | 555,000 | 740,000 |
| Interest expense | 84,000 | 164,000 | 242,000 | 321,000 |
| Net interest income | 108,000 | 207,000 | 313,000 | 419,000 |
| Noninterest income | 11,000 | 39,000 | 53,000 | 69,000 |
| Noninterest expense | 79,000 | 165,000 | 249,000 | 350,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 40,000 | 81,000 | 117,000 | 98,000 |
| Income tax | 14,000 | 26,000 | 38,000 | 22,000 |
| Net income | 26,000 | 55,000 | 79,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,098,000 | 1,127,000 | 1,151,000 | 1,148,000 |
| Total capital | 1,163,000 | 1,201,000 | 1,223,000 | 1,223,000 |
| Risk-weighted assets | 5,065,000 | 5,789,000 | 5,599,000 | 5,837,000 |