Call reports 2001
STOCKMENS BANK — 2001
What STOCKMENS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,473,000 | 11,169,000 | 11,481,000 | 11,024,000 |
| Total loans | 6,351,000 | 7,018,000 | 7,199,000 | 6,941,000 |
| Allowance for loan losses | 235,000 | 235,000 | 232,000 | 216,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,790,000 | 3,485,000 | 3,229,000 | 3,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,329,000 | 10,004,000 | 10,272,000 | 9,808,000 |
| Interest-bearing deposits | 8,946,000 | 8,868,000 | 8,939,000 | 8,511,000 |
| Noninterest-bearing deposits | 1,383,000 | 1,136,000 | 1,333,000 | 1,297,000 |
| Equity capital | 1,038,000 | 1,072,000 | 1,100,000 | 1,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 442,000 | 659,000 | 877,000 |
| Interest expense | 117,000 | 234,000 | 346,000 | 440,000 |
| Net interest income | 103,000 | 208,000 | 313,000 | 437,000 |
| Noninterest income | 13,000 | 38,000 | 53,000 | 68,000 |
| Noninterest expense | 80,000 | 159,000 | 237,000 | 352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 87,000 | 129,000 | 153,000 |
| Income tax | 12,000 | 29,000 | 43,000 | 45,000 |
| Net income | 24,000 | 58,000 | 86,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,038,000 | 1,072,000 | 1,100,000 | 1,122,000 |
| Total capital | 1,089,000 | 1,142,000 | 1,172,000 | 1,189,000 |
| Risk-weighted assets | 3,903,000 | 5,471,000 | 5,626,000 | 5,216,000 |