Call reports 2002

BANK OF THE JAMES — 2002

Name: BANK OF THE JAMES — FFIEC call report 2002
Creator: BANK OF THE JAMES

What BANK OF THE JAMES reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d561f6e8-6c3a-46bb-9955-140cdaef2b75/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	91,565,000	98,387,000	111,420,000	114,077,000
Total loans	72,476,000	77,354,000	80,941,000	86,831,000
Allowance for loan losses	940,000	1,035,000	1,102,000	1,081,000
Securities available for sale	6,296,000	6,290,000	7,135,000	8,478,000
Securities held to maturity	0	0	5,000,000	8,000,000
Trading assets	0	0	0	0
Total deposits	82,090,000	88,716,000	101,348,000	103,509,000
Interest-bearing deposits	68,882,000	76,692,000	89,085,000	89,188,000
Noninterest-bearing deposits	13,208,000	12,024,000	12,263,000	14,321,000
Equity capital	9,209,000	9,414,000	9,661,000	9,973,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,448,000	2,997,000	4,703,000	6,522,000
Interest expense	573,000	1,185,000	1,893,000	2,551,000
Net interest income	875,000	1,812,000	2,810,000	3,971,000
Noninterest income	281,000	584,000	961,000	1,380,000
Noninterest expense	741,000	1,568,000	2,489,000	3,493,000
Provision for loan losses	242,000	402,000	488,000	624,000
Pretax income	173,000	426,000	794,000	1,234,000
Income tax	59,000	144,000	270,000	420,000
Net income	114,000	282,000	524,000	814,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,181,000	9,348,000	9,590,000	9,880,000
Total capital	10,121,000	10,383,000	10,652,000	10,961,000
Risk-weighted assets	74,640,000	79,701,000	84,933,000	89,330,000