Call reports 2010
S-BANK — 2010
What S-BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,865,000 | 223,740,000 | 218,315,000 | 215,852,000 |
| Total loans | 173,451,000 | 168,346,000 | 159,063,000 | 149,237,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,553,000 | 1,674,000 |
| Securities available for sale | 33,870,000 | 31,926,000 | 32,316,000 | 35,495,000 |
| Securities held to maturity | 321,000 | 274,000 | 232,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,344,000 | 192,044,000 | 186,273,000 | 183,972,000 |
| Interest-bearing deposits | 186,548,000 | 174,073,000 | 169,535,000 | 163,868,000 |
| Noninterest-bearing deposits | 16,796,000 | 17,971,000 | 16,738,000 | 20,104,000 |
| Equity capital | 15,059,000 | 15,538,000 | 15,779,000 | 15,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,454,000 | 7,976,000 | 10,422,000 |
| Interest expense | 912,000 | 1,694,000 | 2,435,000 | 3,116,000 |
| Net interest income | 1,846,000 | 3,760,000 | 5,541,000 | 7,306,000 |
| Noninterest income | 142,000 | 285,000 | 430,000 | 584,000 |
| Noninterest expense | 1,426,000 | 2,894,000 | 4,425,000 | 6,020,000 |
| Provision for loan losses | -1,000 | -2,000 | 13,000 | 200,000 |
| Pretax income | 563,000 | 999,000 | 1,319,000 | 1,423,000 |
| Income tax | 202,000 | 368,000 | 474,000 | 486,000 |
| Net income | 361,000 | 631,000 | 845,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,532,000 | 15,793,000 | 15,980,000 | 16,074,000 |
| Total capital | 17,254,000 | 17,515,000 | 17,630,000 | 17,829,000 |
| Risk-weighted assets | 158,821,000 | 153,387,000 | 147,689,000 | 140,398,000 |