Call reports 2001
S-BANK — 2001
What S-BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,668,000 | 104,517,000 | 107,351,000 | 108,988,000 |
| Total loans | 76,960,000 | 80,397,000 | 86,094,000 | 84,511,000 |
| Allowance for loan losses | 800,000 | 824,000 | 838,000 | 832,000 |
| Securities available for sale | 14,298,000 | 15,722,000 | 13,022,000 | 12,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,226,000 | 83,687,000 | 82,192,000 | 85,152,000 |
| Interest-bearing deposits | 82,565,000 | 76,223,000 | 76,576,000 | 78,526,000 |
| Noninterest-bearing deposits | 6,661,000 | 7,464,000 | 5,616,000 | 6,626,000 |
| Equity capital | 6,763,000 | 6,971,000 | 7,273,000 | 7,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,791,000 | 5,692,000 | 7,586,000 |
| Interest expense | 1,012,000 | 1,842,000 | 2,620,000 | 3,329,000 |
| Net interest income | 918,000 | 1,949,000 | 3,072,000 | 4,257,000 |
| Noninterest income | 135,000 | 237,000 | 344,000 | 491,000 |
| Noninterest expense | 885,000 | 1,719,000 | 2,603,000 | 3,496,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 150,000 | 426,000 | 759,000 | 996,000 |
| Income tax | 59,000 | 166,000 | 294,000 | 385,000 |
| Net income | 91,000 | 260,000 | 465,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,840,000 | 7,037,000 | 7,123,000 | 7,474,000 |
| Total capital | 7,640,000 | 7,861,000 | 7,961,000 | 8,306,000 |
| Risk-weighted assets | 68,974,000 | 69,491,000 | 71,956,000 | 70,725,000 |