Call reports 2007
HENRY COUNTY BANK — 2007
What HENRY COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 56,907,000 | 56,186,000 | 57,211,000 |
| Total loans | 33,136,000 | 31,878,000 | 31,766,000 |
| Allowance for loan losses | 429,000 | 408,000 | 409,000 |
| Securities available for sale | 3,708,000 | 5,651,000 | 6,760,000 |
| Securities held to maturity | 11,493,000 | 9,478,000 | 8,464,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 48,408,000 | 47,547,000 | 48,302,000 |
| Interest-bearing deposits | 41,738,000 | 40,947,000 | 41,682,000 |
| Noninterest-bearing deposits | 6,670,000 | 6,600,000 | 6,620,000 |
| Equity capital | 7,728,000 | 7,804,000 | 7,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 728,000 | 1,494,000 | 2,259,000 |
| Interest expense | 290,000 | 589,000 | 895,000 |
| Net interest income | 438,000 | 905,000 | 1,364,000 |
| Noninterest income | 61,000 | 128,000 | 198,000 |
| Noninterest expense | 354,000 | 730,000 | 1,093,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 |
| Pretax income | 140,000 | 294,000 | 455,000 |
| Income tax | 46,000 | 97,000 | 150,000 |
| Net income | 94,000 | 197,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 4,144,000 | 4,247,000 | 4,355,000 |
| Total capital | 4,573,000 | 4,655,000 | 4,764,000 |
| Risk-weighted assets | 43,490,000 | 41,915,000 | 41,887,000 |