Call reports 2002
HENRY COUNTY BANK — 2002
What HENRY COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,309,000 | 46,551,000 | 49,795,000 | 49,992,000 |
| Total loans | 26,100,000 | 27,684,000 | 28,330,000 | 26,156,000 |
| Allowance for loan losses | 338,000 | 342,000 | 344,000 | 342,000 |
| Securities available for sale | 7,879,000 | 7,968,000 | 9,055,000 | 10,101,000 |
| Securities held to maturity | 5,529,000 | 4,528,000 | 3,526,000 | 3,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,036,000 | 38,178,000 | 41,439,000 | 41,569,000 |
| Interest-bearing deposits | 37,078,000 | 34,141,000 | 37,181,000 | 36,690,000 |
| Noninterest-bearing deposits | 3,958,000 | 4,037,000 | 4,258,000 | 4,879,000 |
| Equity capital | 7,690,000 | 7,830,000 | 7,780,000 | 7,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,453,000 | 2,195,000 | 2,913,000 |
| Interest expense | 278,000 | 546,000 | 818,000 | 1,069,000 |
| Net interest income | 455,000 | 907,000 | 1,377,000 | 1,844,000 |
| Noninterest income | 65,000 | 138,000 | 213,000 | 281,000 |
| Noninterest expense | 359,000 | 726,000 | 1,081,000 | 1,426,000 |
| Provision for loan losses | 15,000 | 30,000 | 53,000 | 72,000 |
| Pretax income | 146,000 | 289,000 | 456,000 | 627,000 |
| Income tax | 54,000 | 107,000 | 167,000 | 237,000 |
| Net income | 92,000 | 182,000 | 289,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,911,000 | 3,818,000 | 3,919,000 |
| Total capital | 4,159,000 | 4,253,000 | 4,162,000 | 4,261,000 |
| Risk-weighted assets | 32,382,000 | 33,129,000 | 33,959,000 | 32,756,000 |