Call reports 2001
HENRY COUNTY BANK — 2001
What HENRY COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,682,000 | 48,325,000 | 51,585,000 | 48,177,000 |
| Total loans | 22,784,000 | 24,729,000 | 24,327,000 | 25,328,000 |
| Allowance for loan losses | 230,000 | 260,000 | 295,000 | 323,000 |
| Securities available for sale | 9,831,000 | 8,853,000 | 8,994,000 | 8,948,000 |
| Securities held to maturity | 6,004,000 | 7,532,000 | 6,532,000 | 6,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,838,000 | 39,147,000 | 43,384,000 | 39,863,000 |
| Interest-bearing deposits | 36,524,000 | 34,552,000 | 38,527,000 | 35,421,000 |
| Noninterest-bearing deposits | 3,314,000 | 4,595,000 | 4,857,000 | 4,442,000 |
| Equity capital | 7,451,000 | 7,492,000 | 7,623,000 | 7,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,550,000 | 2,342,000 | 3,108,000 |
| Interest expense | 378,000 | 760,000 | 1,127,000 | 1,446,000 |
| Net interest income | 389,000 | 790,000 | 1,215,000 | 1,662,000 |
| Noninterest income | 69,000 | 138,000 | 210,000 | 275,000 |
| Noninterest expense | 385,000 | 774,000 | 1,154,000 | 1,549,000 |
| Provision for loan losses | 60,000 | 90,000 | 125,000 | 155,000 |
| Pretax income | 13,000 | 64,000 | 146,000 | 233,000 |
| Income tax | 5,000 | 24,000 | 55,000 | 88,000 |
| Net income | 8,000 | 40,000 | 91,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,441,000 | 3,523,000 | 3,624,000 | 3,729,000 |
| Total capital | 3,671,000 | 3,783,000 | 3,919,000 | 4,052,000 |
| Risk-weighted assets | 28,278,000 | 31,254,000 | 31,375,000 | 31,583,000 |