Call reports 2024
CFG BANK — 2024
What CFG BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,058,460,000 | 5,162,840,000 | 5,266,973,000 | 5,400,229,000 |
| Total loans | 3,564,182,000 | 3,560,648,000 | 3,604,688,000 | 3,662,068,000 |
| Allowance for loan losses | 56,959,000 | 58,520,000 | 59,676,000 | 55,491,000 |
| Securities available for sale | 723,180,000 | 797,792,000 | 773,912,000 | 850,467,000 |
| Securities held to maturity | 124,732,000 | 122,338,000 | 132,817,000 | 133,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,395,016,000 | 4,490,133,000 | 4,570,474,000 | 4,740,372,000 |
| Interest-bearing deposits | 3,915,795,000 | 3,997,436,000 | 4,112,272,000 | 4,259,818,000 |
| Noninterest-bearing deposits | 479,221,000 | 492,697,000 | 458,202,000 | 480,554,000 |
| Equity capital | 551,531,000 | 568,318,000 | 587,522,000 | 559,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 102,749,000 | 206,890,000 | 313,739,000 | 408,979,000 |
| Interest expense | 42,742,000 | 88,006,000 | 135,602,000 | 181,197,000 |
| Net interest income | 60,007,000 | 118,884,000 | 178,137,000 | 227,782,000 |
| Noninterest income | 14,762,000 | 20,865,000 | 13,269,000 | 33,115,000 |
| Noninterest expense | 30,298,000 | 57,114,000 | 87,969,000 | 115,915,000 |
| Provision for loan losses | 1,685,000 | 12,934,000 | 15,505,000 | 61,253,000 |
| Pretax income | 44,275,000 | 71,924,000 | 90,313,000 | 87,124,000 |
| Income tax | 11,512,000 | 18,711,000 | 23,463,000 | 22,295,000 |
| Net income | 32,763,000 | 53,213,000 | 66,850,000 | 64,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 559,813,000 | 576,772,000 | 590,410,000 | 576,990,000 |
| Total capital | 620,351,000 | 638,136,000 | 650,873,000 | 634,154,000 |
| Risk-weighted assets | 4,995,795,000 | 4,992,654,000 | 4,835,166,000 | 4,967,825,000 |