Call reports 2022
CFG BANK — 2022
What CFG BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,776,207,000 | 3,214,610,000 | 4,086,185,000 | 4,255,659,000 |
| Total loans | 2,054,050,000 | 2,584,262,000 | 3,253,236,000 | 3,279,118,000 |
| Allowance for loan losses | 38,449,000 | 40,005,000 | 46,536,000 | 50,109,000 |
| Securities available for sale | 168,260,000 | 207,337,000 | 220,789,000 | 314,721,000 |
| Securities held to maturity | 170,535,000 | 171,866,000 | 172,363,000 | 165,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,366,510,000 | 2,741,427,000 | 3,657,731,000 | 3,798,738,000 |
| Interest-bearing deposits | 1,700,137,000 | 1,980,422,000 | 2,963,802,000 | 3,136,898,000 |
| Noninterest-bearing deposits | 666,373,000 | 761,005,000 | 693,929,000 | 661,840,000 |
| Equity capital | 255,712,000 | 285,249,000 | 351,540,000 | 389,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 35,236,000 | 77,215,000 | 138,322,000 | 219,400,000 |
| Interest expense | 2,601,000 | 6,648,000 | 20,426,000 | 42,706,000 |
| Net interest income | 32,635,000 | 70,567,000 | 117,896,000 | 176,694,000 |
| Noninterest income | 10,434,000 | 15,669,000 | 30,717,000 | 32,747,000 |
| Noninterest expense | 20,115,000 | 35,699,000 | 61,487,000 | 76,912,000 |
| Provision for loan losses | 2,257,000 | 3,783,000 | 10,282,000 | 13,848,000 |
| Pretax income | 20,697,000 | 46,754,000 | 76,844,000 | 118,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,697,000 | 46,754,000 | 76,844,000 | 118,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,529,000 | 288,048,000 | 358,560,000 | 396,072,000 |