Call reports 2021
CFG BANK — 2021
What CFG BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,856,255,000 | 2,045,459,000 | 2,308,592,000 | 2,634,154,000 |
| Total loans | 1,374,249,000 | 1,521,141,000 | 1,613,682,000 | 1,915,628,000 |
| Allowance for loan losses | 28,915,000 | 30,804,000 | 33,171,000 | 36,188,000 |
| Securities available for sale | 94,284,000 | 114,776,000 | 112,635,000 | 182,782,000 |
| Securities held to maturity | 65,009,000 | 116,986,000 | 128,155,000 | 144,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,628,848,000 | 1,708,201,000 | 1,961,723,000 | 2,225,121,000 |
| Interest-bearing deposits | 1,114,335,000 | 1,148,403,000 | 1,355,113,000 | 1,599,553,000 |
| Noninterest-bearing deposits | 514,513,000 | 559,798,000 | 606,610,000 | 625,568,000 |
| Equity capital | 193,723,000 | 226,710,000 | 234,845,000 | 249,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,323,000 | 47,745,000 | 81,064,000 | 113,239,000 |
| Interest expense | 2,826,000 | 5,361,000 | 7,814,000 | 10,288,000 |
| Net interest income | 18,497,000 | 42,384,000 | 73,250,000 | 102,951,000 |
| Noninterest income | 12,507,000 | 27,784,000 | 36,368,000 | 42,727,000 |
| Noninterest expense | 12,880,000 | 28,412,000 | 45,249,000 | 61,434,000 |
| Provision for loan losses | 1,656,000 | 2,760,000 | 4,971,000 | 7,821,000 |
| Pretax income | 16,468,000 | 38,996,000 | 59,398,000 | 76,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,468,000 | 38,996,000 | 59,398,000 | 76,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,164,000 | 225,424,000 | 233,514,000 | 247,936,000 |