Call reports 2019
CFG BANK — 2019
What CFG BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 925,640,000 | 1,024,888,000 | 1,098,059,000 | 1,226,251,000 |
| Total loans | 721,697,000 | 767,600,000 | 896,231,000 | 915,454,000 |
| Allowance for loan losses | 15,783,000 | 16,490,000 | 18,777,000 | 18,838,000 |
| Securities available for sale | 36,493,000 | 98,563,000 | 45,922,000 | 56,479,000 |
| Securities held to maturity | 2,318,000 | 2,304,000 | 2,290,000 | 2,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,591,000 | 808,723,000 | 908,393,000 | 1,044,098,000 |
| Interest-bearing deposits | 611,455,000 | 651,347,000 | 741,318,000 | 884,566,000 |
| Noninterest-bearing deposits | 138,136,000 | 157,376,000 | 167,075,000 | 159,532,000 |
| Equity capital | 164,451,000 | 170,941,000 | 169,147,000 | 168,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,424,000 | 28,293,000 | 44,077,000 | 61,568,000 |
| Interest expense | 2,423,000 | 5,613,000 | 9,164,000 | 13,598,000 |
| Net interest income | 11,001,000 | 22,680,000 | 34,913,000 | 47,970,000 |
| Noninterest income | 2,492,000 | 7,358,000 | 9,734,000 | 18,668,000 |
| Noninterest expense | 8,891,000 | 18,639,000 | 27,321,000 | 41,961,000 |
| Provision for loan losses | 600,000 | 600,000 | 3,600,000 | 4,709,000 |
| Pretax income | 4,002,000 | 10,799,000 | 13,726,000 | 19,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,002,000 | 10,799,000 | 13,726,000 | 19,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,601,000 | 151,465,000 | 151,951,000 | 149,909,000 |
| Total capital | 155,863,000 | 162,313,000 | 164,061,000 | 163,580,000 |
| Risk-weighted assets | 798,256,000 | 845,385,000 | 946,610,000 | 1,071,097,000 |