Call reports 2018
CFG BANK — 2018
What CFG BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 697,303,000 | 809,373,000 | 786,167,000 | 832,274,000 |
| Total loans | 578,081,000 | 588,111,000 | 611,964,000 | 696,120,000 |
| Allowance for loan losses | 13,838,000 | 14,429,000 | 15,047,000 | 15,619,000 |
| Securities available for sale | 18,481,000 | 24,001,000 | 38,235,000 | 999,000 |
| Securities held to maturity | 2,371,000 | 2,358,000 | 2,344,000 | 2,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,835,000 | 623,743,000 | 645,360,000 | 659,577,000 |
| Interest-bearing deposits | 439,421,000 | 498,575,000 | 498,577,000 | 512,819,000 |
| Noninterest-bearing deposits | 123,414,000 | 125,168,000 | 146,783,000 | 146,758,000 |
| Equity capital | 126,219,000 | 132,471,000 | 126,721,000 | 163,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,724,000 | 19,720,000 | 30,756,000 | 43,484,000 |
| Interest expense | 1,248,000 | 2,848,000 | 4,647,000 | 6,917,000 |
| Net interest income | 8,476,000 | 16,872,000 | 26,109,000 | 36,567,000 |
| Noninterest income | 3,852,000 | 12,506,000 | 16,934,000 | 23,630,000 |
| Noninterest expense | 7,090,000 | 15,536,000 | 23,811,000 | 33,585,000 |
| Provision for loan losses | 522,000 | 1,022,000 | 1,447,000 | 2,017,000 |
| Pretax income | 4,716,000 | 12,820,000 | 17,785,000 | 24,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,716,000 | 12,820,000 | 17,785,000 | 24,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,140,000 | 111,740,000 | 105,281,000 | 144,089,000 |
| Total capital | 115,071,000 | 119,965,000 | 114,073,000 | 153,591,000 |
| Risk-weighted assets | 610,851,000 | 632,479,000 | 677,364,000 | 736,056,000 |