Call reports 2017
CFG BANK — 2017
What CFG BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 690,141,000 | 642,286,000 | 687,475,000 | 684,325,000 |
| Total loans | 577,884,000 | 550,319,000 | 549,449,000 | 583,439,000 |
| Allowance for loan losses | 9,103,000 | 9,750,000 | 10,633,000 | 13,714,000 |
| Securities available for sale | 23,038,000 | 5,068,000 | 13,406,000 | 2,499,000 |
| Securities held to maturity | 1,073,000 | 2,411,000 | 2,396,000 | 2,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,657,000 | 512,978,000 | 519,490,000 | 499,279,000 |
| Interest-bearing deposits | 401,907,000 | 397,020,000 | 408,152,000 | 381,871,000 |
| Noninterest-bearing deposits | 121,750,000 | 115,958,000 | 111,338,000 | 117,408,000 |
| Equity capital | 115,164,000 | 117,924,000 | 120,135,000 | 121,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,245,000 | 20,552,000 | 30,544,000 | 40,509,000 |
| Interest expense | 882,000 | 1,817,000 | 2,728,000 | 3,920,000 |
| Net interest income | 9,363,000 | 18,735,000 | 27,816,000 | 36,589,000 |
| Noninterest income | 3,821,000 | 7,524,000 | 11,257,000 | 17,023,000 |
| Noninterest expense | 7,598,000 | 14,879,000 | 21,909,000 | 30,328,000 |
| Provision for loan losses | 871,000 | 1,421,000 | 2,221,000 | 5,371,000 |
| Pretax income | 4,715,000 | 9,959,000 | 14,943,000 | 17,913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,715,000 | 9,959,000 | 14,943,000 | 17,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,591,000 | 99,929,000 | 102,144,000 | 102,554,000 |
| Total capital | 104,240,000 | 107,456,000 | 109,740,000 | 110,358,000 |
| Risk-weighted assets | 593,362,000 | 583,162,000 | 587,952,000 | 600,840,000 |