Call reports 2015
CFG BANK — 2015
What CFG BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 775,101,000 | 634,194,000 | 666,443,000 | 600,007,000 |
| Total loans | 486,762,000 | 494,493,000 | 486,655,000 | 531,360,000 |
| Allowance for loan losses | 4,980,000 | 5,305,000 | 5,599,000 | 6,099,000 |
| Securities available for sale | 7,117,000 | 34,975,000 | 76,247,000 | 1,530,000 |
| Securities held to maturity | 989,000 | 2,100,000 | 2,089,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,033,000 | 555,319,000 | 581,885,000 | 518,417,000 |
| Interest-bearing deposits | 479,971,000 | 424,240,000 | 470,102,000 | 381,182,000 |
| Noninterest-bearing deposits | 220,062,000 | 131,079,000 | 111,783,000 | 137,235,000 |
| Equity capital | 71,193,000 | 74,749,000 | 79,440,000 | 77,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,826,000 | 15,757,000 | 25,244,000 | 33,681,000 |
| Interest expense | 614,000 | 1,292,000 | 2,076,000 | 2,761,000 |
| Net interest income | 7,212,000 | 14,465,000 | 23,168,000 | 30,920,000 |
| Noninterest income | -1,218,000 | 4,129,000 | 9,459,000 | 11,289,000 |
| Noninterest expense | 5,045,000 | 11,302,000 | 18,054,000 | 25,221,000 |
| Provision for loan losses | 424,000 | 999,000 | 1,384,000 | 1,884,000 |
| Pretax income | 582,000 | 6,414,000 | 13,318,000 | 15,244,000 |
| Income tax | 0 | 0 | 22,000 | 22,000 |
| Net income | 582,000 | 6,414,000 | 13,296,000 | 15,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,307,000 | 61,622,000 | 66,721,000 | 65,968,000 |
| Total capital | 63,385,000 | 67,035,000 | 72,440,000 | 72,197,000 |
| Risk-weighted assets | 485,724,000 | 511,459,000 | 515,349,000 | 544,995,000 |