Call reports 2014
CFG BANK — 2014
What CFG BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 513,617,000 | 532,492,000 | 567,965,000 | 591,245,000 |
| Total loans | 410,680,000 | 413,337,000 | 427,743,000 | 477,628,000 |
| Allowance for loan losses | 5,193,000 | 5,097,000 | 5,287,000 | 4,905,000 |
| Securities available for sale | 6,885,000 | 26,326,000 | 62,584,000 | 19,778,000 |
| Securities held to maturity | 10,059,000 | 14,110,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,451,000 | 460,316,000 | 456,264,000 | 514,738,000 |
| Interest-bearing deposits | 330,592,000 | 309,070,000 | 350,303,000 | 326,240,000 |
| Noninterest-bearing deposits | 87,859,000 | 151,246,000 | 105,961,000 | 188,498,000 |
| Equity capital | 69,466,000 | 69,320,000 | 73,458,000 | 72,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,290,000 | 12,922,000 | 19,921,000 | 27,237,000 |
| Interest expense | 623,000 | 1,249,000 | 1,843,000 | 2,427,000 |
| Net interest income | 5,667,000 | 11,673,000 | 18,078,000 | 24,810,000 |
| Noninterest income | -494,000 | 716,000 | 5,991,000 | 7,094,000 |
| Noninterest expense | 4,242,000 | 9,898,000 | 15,454,000 | 22,377,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 675,000 |
| Pretax income | 931,000 | 2,491,000 | 8,115,000 | 9,490,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 2,491,000 | 8,115,000 | 9,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,997,000 | 63,959,000 | 68,016,000 | 67,412,000 |
| Total capital | 69,296,000 | 69,184,000 | 73,421,000 | 72,414,000 |
| Risk-weighted assets | 437,590,000 | 466,762,000 | 474,628,000 | 490,784,000 |