Call reports 2013
CFG BANK — 2013
What CFG BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 593,139,000 | 477,778,000 | 521,850,000 | 481,195,000 |
| Total loans | 335,041,000 | 360,667,000 | 359,985,000 | 388,734,000 |
| Allowance for loan losses | 4,998,000 | 4,960,000 | 5,120,000 | 5,231,000 |
| Securities available for sale | 47,626,000 | 41,099,000 | 58,120,000 | 13,922,000 |
| Securities held to maturity | 1,989,000 | 4,008,000 | 5,567,000 | 7,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,773,000 | 397,244,000 | 450,378,000 | 379,879,000 |
| Interest-bearing deposits | 347,743,000 | 292,942,000 | 344,239,000 | 285,743,000 |
| Noninterest-bearing deposits | 181,030,000 | 104,302,000 | 106,139,000 | 94,136,000 |
| Equity capital | 56,913,000 | 64,738,000 | 64,036,000 | 71,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,265,000 | 10,968,000 | 16,767,000 | 23,004,000 |
| Interest expense | 686,000 | 1,371,000 | 2,016,000 | 2,688,000 |
| Net interest income | 4,579,000 | 9,597,000 | 14,751,000 | 20,316,000 |
| Noninterest income | 6,636,000 | 18,850,000 | 23,686,000 | 30,942,000 |
| Noninterest expense | 6,801,000 | 13,436,000 | 20,976,000 | 25,290,000 |
| Provision for loan losses | 150,000 | 250,000 | 250,000 | 375,000 |
| Pretax income | 4,264,000 | 14,761,000 | 17,211,000 | 25,593,000 |
| Income tax | -1,000 | -2,000 | -2,000 | -2,000 |
| Net income | 4,265,000 | 14,763,000 | 17,213,000 | 25,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,634,000 | 59,181,000 | 58,478,000 | 65,600,000 |
| Total capital | 56,066,000 | 64,003,000 | 63,392,000 | 70,739,000 |
| Risk-weighted assets | 367,534,000 | 385,613,000 | 392,885,000 | 411,254,000 |