Call reports 2012
CFG BANK — 2012
What CFG BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 420,769,000 | 468,808,000 | 428,479,000 | 455,094,000 |
| Total loans | 292,435,000 | 295,295,000 | 287,555,000 | 335,502,000 |
| Allowance for loan losses | 4,127,000 | 4,085,000 | 4,141,000 | 4,940,000 |
| Securities available for sale | 41,342,000 | 36,756,000 | 20,692,000 | 31,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,870,000 | 407,976,000 | 361,735,000 | 396,588,000 |
| Interest-bearing deposits | 274,981,000 | 264,145,000 | 281,917,000 | 291,644,000 |
| Noninterest-bearing deposits | 86,890,000 | 143,831,000 | 79,818,000 | 104,944,000 |
| Equity capital | 53,827,000 | 54,309,000 | 57,259,000 | 52,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,662,000 | 9,473,000 | 13,947,000 | 18,847,000 |
| Interest expense | 773,000 | 1,498,000 | 2,228,000 | 2,938,000 |
| Net interest income | 3,889,000 | 7,975,000 | 11,719,000 | 15,909,000 |
| Noninterest income | 6,361,000 | 10,381,000 | 16,802,000 | 20,375,000 |
| Noninterest expense | 6,326,000 | 13,847,000 | 20,905,000 | 27,480,000 |
| Provision for loan losses | 250,000 | 350,000 | 500,000 | 1,600,000 |
| Pretax income | 3,674,000 | 4,159,000 | 7,116,000 | 7,204,000 |
| Income tax | 0 | 3,000 | 10,000 | 10,000 |
| Net income | 3,674,000 | 4,156,000 | 7,106,000 | 7,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,654,000 | 49,212,000 | 52,034,000 | 47,346,000 |
| Total capital | 52,778,000 | 53,322,000 | 55,984,000 | 51,885,000 |
| Risk-weighted assets | 329,854,000 | 328,793,000 | 315,778,000 | 365,844,000 |