Call reports 2011
CFG BANK — 2011
What CFG BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 533,810,000 | 517,249,000 | 452,264,000 | 411,844,000 |
| Total loans | 260,714,000 | 257,652,000 | 250,633,000 | 260,208,000 |
| Allowance for loan losses | 4,634,000 | 4,499,000 | 4,604,000 | 4,183,000 |
| Securities available for sale | 63,998,000 | 29,365,000 | 13,970,000 | 38,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,471,000 | 456,609,000 | 395,986,000 | 357,452,000 |
| Interest-bearing deposits | 372,520,000 | 337,750,000 | 322,849,000 | 274,922,000 |
| Noninterest-bearing deposits | 104,951,000 | 118,859,000 | 73,137,000 | 82,530,000 |
| Equity capital | 51,831,000 | 54,653,000 | 50,732,000 | 50,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,112,000 | 9,946,000 | 14,288,000 | 18,598,000 |
| Interest expense | 1,199,000 | 2,311,000 | 3,409,000 | 4,284,000 |
| Net interest income | 3,913,000 | 7,635,000 | 10,879,000 | 14,314,000 |
| Noninterest income | 12,217,000 | 19,224,000 | 18,828,000 | 20,929,000 |
| Noninterest expense | 6,611,000 | 13,286,000 | 18,678,000 | 24,853,000 |
| Provision for loan losses | 1,307,000 | 2,555,000 | 4,002,000 | 4,501,000 |
| Pretax income | 8,212,000 | 11,018,000 | 7,027,000 | 6,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,212,000 | 11,018,000 | 7,027,000 | 6,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,457,000 | 49,361,000 | 45,652,000 | 45,211,000 |
| Total capital | 50,777,000 | 53,103,000 | 49,251,000 | 48,811,000 |
| Risk-weighted assets | 345,272,000 | 298,559,000 | 286,833,000 | 287,417,000 |